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The 4% Rule Still Works — If You Outperform Just a Little
Backtesting the 4% Rule: Outperformance vs. Lower Spending in Retirement
Jul 17 • 
Penny Insight
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Penny Insight
The 4% Rule Still Works — If You Outperform Just a Little
Not All Growth Is Equal: The Anatomy of a 10x Valuation
Why some companies command premium multiples—and how to spot them before everyone else does
Jul 12 • 
Penny Insight
6

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Penny Insight
Not All Growth Is Equal: The Anatomy of a 10x Valuation
How We Unlocked Tax-Free Investment Growth
A step-by-step guide to the backdoor Roth IRA strategy for high earners in the U.S.
Jul 11 • 
Penny Insight
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Penny Insight
How We Unlocked Tax-Free Investment Growth
🧐 How to Read 10Ks Like a Hedge Fund
Adapted directly from the original thread by Ming Zhao (@FabiusMercurius) titled “🧐 How to Read 10Ks Like a Hedge Fund”.
Jul 8 • 
Penny Insight
14

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Penny Insight
Penny Insight
🧐 How to Read 10Ks Like a Hedge Fund
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